Investment Returns

Interim Crediting Rates

From 1 July 2008

Superannuation
Income Stream
Balanced Growth
-25.10% p.a. *
-27.90% p.a. *
Balanced
-14.20% p.a. *
-15.70% p.a. *
Total Shares
-47.10% p.a. *
-51.60% p.a. *
Total Cash
4.30% p.a. *
5.00% p.a. *
Socially Responsible Investment
-27.30% p.a.*
-29.90% p.a.*

* The above interim crediting rates are reviewed monthly and are subject to change. Please note - in the event that the earnings on the website differ from those on the Scheme's administration system, the earnings on the administration system will apply.

Final Crediting Rates

Balanced Growth (Schemes Default Option)

Financial Year
Superannuation
Income Stream
2007/2008
-4.90% p.a.
-6.90% p.a.
2006/2007
17.00% p.a.
19.30% p.a.
2005/2006
15.58% p.a.
17.46% p.a.
2004/2005
13.20% p.a.
14.00% p.a.
2003/2004
14.75% p.a.
16.36% p.a.
Five Year Average
10.80% p.a.
11.60% p.a.

Balanced

Financial Year
Superannuation
Income Stream
2007/2008
-0.10% p.a.
-0.70% p.a.
2006/2007
12.30% p.a.
14.00% p.a.
2005/2006
11.40% p.a.
12.77% p.a.
2004/2005
9.99% p.a.
10.95% p.a.
2003/2004
10.03% p.a.
11.30% p.a.
Five Year Average
8.60% p.a.
9.50% p.a.

Total Shares

Financial Year
Superannuation
Income Stream
2007/2008
-13.10% p.a.
-16.60% p.a.
2006/2007
22.80% p.a.
25.80% p.a.
2005/2006
20.36% p.a.
22.84% p.a.
2004/2005
15.97% p.a.
17.06% p.a.
2003/2004
20.46% p.a.
22.71% p.a.
Five Year Average
12.40% p.a.
13.10% p.a.

Total Cash

Financial Year
Superannuation
Income Stream
2007/2008
4.70% p.a.
5.50% p.a.
2006/2007
5.60% p.a.
6.60% p.a.
2005/2006
4.72% p.a.
5.55% p.a.
2004/2005
4.14% p.a.
4.86% p.a.
2003/2004
3.98% p.a.
4.68% p.a.
Five Year Average
4.60% p.a.
5.40% p.a.

Socially Responsible Investment

Financial Year
Superannuation
Income Stream
1 Dec 2007 - 30 Jun 2008
-20.30% p.a.
-24.70% p.a.
Five Year Average
N/A
N/A

Please note - The above SRI option came into effect from 1 December 2007.

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